Where you stand
Extra income this week
Suggested plan for this week
Set aside for what's coming
Big bills that land before you could save for them — reserve these now so they're ready.
This week's snapshot
Upcoming due dates
Recent activity
Savings goals
Sinking funds
Set aside a little each week for big irregular bills — car registration, insurance, holidays — so they never blindside you.
Tap a week to open it on the dashboard, drop in extra income, or set what you actually earned.
Income
Bills & dues
Expenses
Payoff strategy
Extra money hits your highest-interest debt first — pays the least interest overall.
This month at a glance
Debt over time
Spending by month
How to split free money
After bills, expenses and minimum debt payments, your leftover money is divided like this.
Appearance
Your week & payday
Marks payday on your calendar. Your projected pay already fills every week automatically — just adjust any single week from the Home tab when it differs.
Reminders
Guardrails
Once savings reach this, that share shifts toward debt & spending.
Track savings
Your data
Everything stays on this device. Back it up so you never lose it.
Ledger offers budgeting guidance from the numbers you enter and common rules of thumb. It isn't professional financial advice.